This type of insurance plan provides medical coverage and protection for travelers coming to Canada who do not have coverage while travelling outside of their home country or who want extra coverage over their existing plan. In many instances, people travelling to Canada are not adequately protected for medical emergencies. This plan can provide protection for medical emergencies, illnesses, accidents, and help cover the expenses associated with these unfortunate events.

Coverage’s range from $25,000, $50,000, or $150,000 (depending on the plan selected) for emergency medical expenses and can be purchased for up to 365 days of travel. The plan requires coverage for a minimum of 7 days and travel must begin and end in Canada; side trips outside of Canada are allowed and coverage may be provided for that portion of travel, as well.

Purchasing the Visitors to Canada plan prior to coming to Canada is recommended, however, it can be purchased while in Canada. If the plan is purchased after arriving in Canada, there will be no coverage for sickness or illness for a period of 48 hours from the policy start date. Coverage for expenses incurred as a result of an accident is covered as soon as the policy is purchased.

Why purchase Visitors to Canada travel insurance?

Hospital bills, prescription drugs, and other medical expenses can add up quickly while in Canada and being out of pocket for these costs can be a large burden. Having protection and coverage for these types of unforeseen, but common events, can provide peace of mind and potentially save travelers thousands of dollars in medical bills.

The Visitors to Canada plan includes 24/7 multi-lingual emergency assistance services available through one toll-free number for immediate help in finding the nearest hospitals, doctors, clinics, or medical care providers.

Individual and Family Coverage

As international travelers coming to Canada, protection from possible accidents, medical emergencies and illnesses is essential – see below for a quick breakdown of the plans offered for both individuals and families.

Individual Coverage

There are three coverage options to choose from: $25,000, $50,000 or $150,000 in emergency medical expenses. The first two coverage options, $25,000 and $50,000, provide protection for people up to the age of 84, while the $150,000 in coverage is available to travellers up to the age of 74. All three coverage options can provide protection for up to 365 days and a minimum of 7 days. Individual coverage is subject to a deductable.

Family Coverage

There are three coverage options designed for families of 2-7 people where the premium is calculated based on the two oldest travellers. Coverage options for each family member range from $25,000, $50,000 to $150,000 in emergency medical expenses. All family members must be 59 years of age or younger and all three options can provide protection for up to 365 days and a minimum of 7 days.

Super Visa Program

The Canadian Government implemented a Super Visa program to help parents and grandparents of Canadian citizens and permanent residents gain easier access to visit their families living in Canada.

One of the requirements during the application process is proof of medical insurance. Applicants must show proof that they have purchased private medical insurance coverage from a Canadian insurance provider and it must be valid for at least 365 days with at least $100,000 in medical expense coverage

This information is generic and you should look at your quote and policy conditions before purchasing.

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Or focus is on you, our client. Our focus is to help you understand the possible outcomes of the different options available to you, inspiring you to think beyond where you are now; helping you move into action and supporting you along the way. Insurance products are provided through Customplan Financial Advisors Inc Mutual funds, approved exempt market products and/or exchange traded funds are offered through Investia Financial Services Inc. The particulars contained herein were obtained from sources which we believe reliable but are not guaranteed by us and may be incomplete. The opinions expressed have not been approved by and are not those of Investia Financial Services Inc. This website is not deemed to be used as a solicitation in a jurisdiction where this Investia representative is not registered. Privacy policy:


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