What is Individual Health and Dental Insurance?

We all deserve peace of mind when it comes to our health. But for those of us who don’t receive group health benefits through work, the out-of-pocket expenses that result from a lack of supplemental coverage can be a serious and ongoing concern.Day-to-day expenses such as dental cleanings, filings, prescription eyewear and travel protaction are just a few examples of health expenses not fully co [...]

What is Mortgage Insurance?

Most people put a lot of effort into finding the right home, the right financing and the right home insurance, but spend almost no time thinking about how to protect this important asset in the event of an unexpected death or serious illness in the family. For some, it’s just easier to take the creditor insurance offered by their mortgage lender. For others, they may simply d [...]

What is Visitors to Canada Insurance?

This insurance plan provides medical coverage and protection for travelers coming to Canada who do not have coverage while travelling outside of their home country or who want extra coverage over their existing plan. In many instances, people travelling to Canada are not adequately protected for medical emergencies.This plan can provide protection for medical emergencies, illnesses, accidents [...]

What is Critical Illness Insurance?

Everyone knows someone affected with a critical illness. You probably know colleagues, relatives, or friends you went to school with who have undergone chemotherapy or radiation treatment for cancer, or who have had heart surgery. They have survived the critical illness and may be working, traveling and enjoying life again. But their live [...]

What is Disability Insurance?

Should an illness or injury prevent you from working for an extended time, loss of income directly affects your lifestyle and ability to provide for yourself or loved ones. Concurrently living expenses continue and are likely to increase as assistance may be needed at home or higher medical expenses incurred. Disability or income replacement insurance makes [...]

What is Long Term Care Insurance?

It is still believed that government plans will assist with the financial burden of long term care should the need arise. Canadians are living longer than ever before and advances in medicine mean that people are surviving illnesses that were previously life threatening. Often this results in a disabling condition requiring personalized medical care. The ove [...]